Real estate appraisal services for homeowners in the city of Albertville and Marshall County
The top seven reasons Alabama homeowners need Taylor Appraisal Service:
We at Taylor Appraisal Service understand the special needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.
Challenge property tax assessmentsYour local tax assessor may have your home overvalued if your home not appreciating as much as other houses close by. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from Taylor Appraisal Service is your strongest weapon when contesting your property tax assessment.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. At Taylor Appraisal Service, we're qualified in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Taylor Appraisal Service can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Taylor Appraisal Service can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Even though most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.